The limit by DSTI debt burden of 50% and debt-to-income of 8× / 5× — before you go to the bank.
UZS
UZS
Which loan
UZS
Rate27%
Term2 years
Under CBU rules you can borrow up to
64 mln
for 2 years at 27%
Payment no more than4,000,000 UZS
DSTI limit 50% of income73.6 mln
Debt limit 8× income64 mln
Debt burden now0%
Limits total debt: on consumer loans and microloans it can't exceed 8 monthly incomes.
CBU rules: DSTI 50% since 01.01.2025, debt-to-income 8×/5× since 01.03.2026. A bank may approve less.